I’m 40 years old and I just got my first speeding ticket. 🙈

Yeah. So that was fun. At least I had a kind officer who made it much easier on me than it could have been.

I was on my way home from work when I looked behind me and saw an unmarked car with police lights on the dashboard. They weren’t on when I saw him behind me, but as soon as I got over and he followed I knew I was fucked.

But. It’s not as bad as it could have been. For real.

$179 and a 2-hour online traffic class and I’ll be able to dismiss the ticket and not have it reported to insurance. Honestly, I’m super lucky it hasn’t happened before now.

24 years of driving without a ticket. The streak had to end some time.

2020? How the hell did that happen?

As I laid in bed watching Friends on Netflix last night waiting for the ball to drop, I realized that I’m now in my sixth decade on Earth… even though I turned 40 in May. 😳😳😳 That really got me thinking about the year ahead.

I know a lot of you may have set some resolutions for the new year, and the new decade, but I decided to do something a little differently. I set myself a few goals, one of which is to keep up with this blog on a regular basis.

Another goal I have for this year is to pay off some debts and actually budget. That means being purposeful with each dollar I spend. That’s why I chose purpose as my word of the year.

I’ve been part of the planner community going on five years now and I have accumulated A LOT of stuff. More than I will ever use. Purposeful spending means that I won’t buy every shiny new thing that comes along… because I know what works for me and what doesn’t. That doesn’t mean I’m putting myself on a strict no spend. I know myself and I know that a no spend will fail pretty quickly. So I’m planning a low spend. We’ll see how that goes.

Do you have a word of the year for 2020? Share it in the comments below!

Thanks to Laura Saxton from The Amber Locket for the customized word of the year graphic!